Loan Against Deposit Scheme

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  2. Loan Against Deposit

 

You can avail a loan in Indian rupees against the security of FD/RD BOND OF THE IMC Fidelity Nidhi Ltd.. The loan may be used to meet emergency financial requirements, to carry on business activities. You need not close the deposit prematurely, and can avail the loan:

  1. At the branch where you maintain the deposit.
  2. As an overdraft or as a demand loan.
  3. For a maximum of 80% of the face value of deposit, and including the interest accrued on the deposit.
  4. The rate of interest will be @ 1.5% per month.